Voluntary superannuation contributions

With salary packaging, you can use funds from your pre-tax salary to make additional contributions to your superannuation. This not only reduces your taxable income, meaning you could save on tax, but could also boost your retirement nest egg**.

Noting that you can salary sacrifice the total annual limit of $30,000 (including your employer's contribution) before excess contributions tax becomes payable.

Novated leasing

You could save thousands by salary packaging a car through a novated lease.

With novated leasing, one regular payment is drawn from a combination of your pre-tax and post-tax salary each pay that covers car payments, fuel or charging, registration, insurance and servicing

And if you lease an eligible electric vehicle, you could make all payments pre-tax with the Electric Car Discount, potentially saving you thousands

Work-related self-education

When you work, continuous learning is important. So, if you could, why wouldn’t you pay for your work-related self-education expenses with pre-tax dollars?

Other work-related expenses

From home office items and travel costs for work, to electronic devices and working from home expenses - you might be surprised at the range of work-related expenses you could be eligible to package*.

Professional memberships and subscriptions

You could also salary package professional memberships, like your union fees, as well as the cost of your work-related newspapers, journals or magazines.

Financial advice

If you talk to a registered financial adviser about your finances, you may be eligible to salary package the fees – meaning you could get valuable investment advice while potentially saving on tax!