Salary packaging could be the smart way to maximise your disposable income. It could help reduce your taxable income, with very little effort on your part. So why aren’t more people doing it?

Also commonly known as salary sacrifice, salary packaging is an employee-employer agreement that lets you deduct a range of expenses from your pre-tax salary. Read on as we explain how it all works and share some of the benefits that are available to eligible employees.

March 31 signals the end of the Fringe Benefit Tax year - here’s why it’s so important in terms of getting your full salary packaging benefit.

If you’re salary packaging any ‘exempt’ expenses, such as self-education fees, you’ve already received the full tax benefit for those. So what should you include on your tax return?